“The motivation and the incentives are there. Two pieces of the incentives that are really important, (House Financial Services Committee Chair Patrick) McHenry (in) financial services, (Senate Agriculture Committee Chair Debbie) Stabenow (are both retiring members),” he said. “Schumer wants to give Stabenow a swan song, which could be this legislation. So you have forces on both sides of the aisle in a bicameral way working to get something done so that their legacy is legislation that will be incredibly beneficial, not only to the industry, but in my opinion to the American consumer.”