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Americans will receive additional Social Security benefits in November
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Americans will receive additional Social Security benefits in November

Supplemental Security Income (SSI) recipients will receive two payments in November because the usual payment date for December benefits falls on a weekend.

SSI benefits are paid to people age 65 with low or no income, or people under age 65 with a physical or mental disability, and are typically paid on the first of the month if they are not also claiming retirement benefits . About 7.5 million people receive SSI each month, and the maximum individual benefit is set at $943.

SSI beneficiaries will receive their November payment as normal on Friday, November 1, and then a December payment on Friday, November 29, which is normally administered on the first of the corresponding month. This is because December 1 falls on a Sunday and no Social Security benefits are made on weekends or federal holidays.

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“We do this to prevent you from being financially disadvantaged and to ensure that you do not have to wait longer than the first of the month for your payment,” the Social Security Administration (SSA) explained in a 2022 blog post.

“It does not mean that you received a double payment in the past month. So you do not need to contact us to submit the second payment.”

Social security
Stock image of US dollars and a social security card. The second payment in November does not provide any additional benefit.

GETTY

All other Social Security benefits for retirees under the regular Old-Age, Survivors, and Disability Insurance Program (OASDI) will be paid during December. If you do not receive your payment on the scheduled date, the SSA suggests waiting an additional three mailing days before contacting them.

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There will also be a number of changes to the payment schedule in December due to the Christmas and New Year holidays. Those claiming pension benefits who have a birthday falling between the 21st and 31st of a given month of the year will receive their payment a day earlier than normal on Tuesday, December 24, as the usual payment date is Christmas Day.

SSI recipients will again be paid slightly earlier in December, on December 31, because January 1 is a federal holiday.

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All benefit recipients will see an increase in their benefits in December or January thanks to the recently announced Cost of Living Adjustment (COLA), which increases benefits annually to keep pace with inflation.

On October 10, the SSA announced a 2.5 percent increase for all benefits administered by the government agency. “Social benefits and SSI payments will increase in 2025, helping tens of millions of people keep up with spending even as inflation begins to cool,” Social Security Commissioner Martin O’Malley said as part of the announcement.

The first adjusted payments will be made in January 2025 for retirement benefits, and in December 2024 for SSI recipients.