This is still a guess, but it might be worth considering.

Ultimately, Matthew Stafford will have to retire. The 36-year-old has been sacked 491 times in his career, the Rams are likely out of their Super Bowl run and ESPN’s Jeremy Fowler reported earlier this year that they view Stafford as a “year-to-year proposition.”

One thing that has made the partnership between Stafford and Sean McVay fun is the signal caller’s willingness to use his ridiculous arm to shoot downfield. He has never been afraid to take deep shots when the opportunity presents itself, but he has played within McVay’s system to draw some really good fouls.

The Rams don’t really have a backup with a high ceiling right now. Stetson Bennett is definitely not the answer, and Jimmy Garoppolo had his chance to be a starter.

Richardson is a player who needs coaching and mentorship. Shane Steichen has proven to be a good play-caller and offensive mind, but one wonders what impact the decision to bench him midway through the season will have on their relationship.

Placing Richardson with McVay and Stafford could be a win-win situation. For the Colts, they would add at least one draft pick to help them select another quarterback in the spring. For the Rams, they would be getting a top five pick who is only 22 years old.

The Rams are too good right now to finish with a bottom-five record in the league.

This could be the cheapest way for them to acquire a quarterback who could eventually take over the torch after Stafford.