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‘Clearly a human in a bear suit’
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‘Clearly a human in a bear suit’

Officials arrested four people in California this week after state investigators said they committed insurance fraud by claiming an animal damaged their vehicles when it was actually someone wearing a bear costume.

Los Angeles residents Ruben Tamrazian, 26, Ararat Chirkinian, 39, Vahe Muradkhanyan, 32, and Alfiya Zuckerman, 39, are each charged with insurance fraud and conspiracy in connection with the reported scam, the Department of Insurance announced.

The state agency’s investigation began after an insurance company suspected fraud earlier this year, according to a news release.

Bear costume used in reported January 2024 car insurance scam.

Bear costume used in reported January 2024 car insurance scam.

The suspects told their insurance company that a bear entered their 2010 Rolls Royce Ghost and caused interior damage to the vehicle on Jan. 28 in Lake Arrowhead, an unincorporated community in the San Bernardino Mountains, the release said.

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‘The alleged bear’ in the vehicle

The suspects also provided video footage to the insurance company, which shows “the alleged bear” in the vehicle, according to the news release.

“Further examination of the video revealed that the bear was actually a person in a bear costume,” the department wrote.

State biologist determined it was “clearly a human in a bear suit.”

Detectives found two more insurance claims from two different insurance companies, from the suspects with the same date of loss and same location, the release continues. Each claim involved two vehicles, a 2015 Mercedes G63 AMG and a 2022 Mercedes E350, and the suspects also allegedly used a bear costume to make it appear as if a bear entered and damaged those vehicles as well.

They also reportedly provided video footage to the other insurance companies in connection with their claims.

One of four suspects arrested in connection with a January 2024 car insurance scam, investigators say dressed in a bear costume and claimed the animal damaged three vehicles in Southern California.

One of four suspects arrested in connection with a January 2024 car insurance scam, investigators say dressed in a bear costume and claimed the animal damaged three vehicles in Southern California.

To prove it wasn’t really a bear in the video, the state agency had a biologist from the California Department of Fish and Wildlife review three “bear videos.” The biologist, the researchers reported, determined that it was “clearly a human in a bear suit.”

Detectives then obtained a search warrant and found a costume bear during a search of the suspects’ home.

Officials arrested all four suspects on Wednesday, according to the news release.

One of four suspects arrested in connection with a January 2024 car insurance scam, investigators say dressed in a bear costume and claimed the animal damaged three vehicles in Southern California.

One of four suspects arrested in connection with a January 2024 car insurance scam, investigators say dressed in a bear costume and claimed the animal damaged three vehicles in Southern California.

The insurance companies lost nearly $142,000 due to fraud committed by the suspects.

Glendale police and the California Highway Patrol assisted the state Department of Insurance in the case, officials said.

The San Bernardino County District Attorney’s Office is prosecuting this case.

San Bernardino County Sheriff’s Office jail records did not list the suspects online Thursday. Their pending court dates were not yet listed online for San Bernardino County.

It was not immediately known whether the suspects had retained lawyers.

Natalie Neysa Alund is a senior reporter for USA TODAY. Reach her at [email protected] and follow her at X @nataliealund.

This article originally appeared on USA TODAY: Person used bear costume to simulate car damage, California officials say