After working for one investment research firm or another for over 43 years, I finally retired. So now I am completely independent. And for the first time at Seeking Alpha, I won’t be working based on someone else’s product agenda. I now have one goal: to give you the best actionable investment insights I can. I have long specialized in rules/factor-based equity investing strategies. But I am different from others who share such backgrounds. I don’t serve the numbers. Instead, the numbers serve me… to inspire HI (Human Intelligence) generated investment stories. I definitely understand quantitative investing, including factors and what not (AI before it was called AI). But I don’t agree with what other quants are doing. Rather than obsessing over statistical studies that are not useful for any period other than the periods under study, I combine factor work with the underlying financial theories, including classical fundamental analysis, to uncover the true story of a company and its stocks. Investing is about the future. So numbers (which necessarily live in the past) can take us so far. They are at their best when they tell us stories that shed light on what is likely to happen in the future. And that’s how I use them, I’ve had quite a colorful career. In addition to a full range of experience with stocks from many different groups (large cap, small cap, micro cap, value, growth, income, special situations… you name it, I’ve covered it), I have developed and worked with it. models. In addition, I previously managed a high-yield fixed income fund (“junk bond”) and conducted research into quantitative asset allocation strategies, which form the basis of what is now known as Robo Advising. I have previously edited and/or written several stock newsletters, the most notable of which was the Forbes Low Priced Stock Report. Previously, I was assistant research director at Value Line. I also have a long-standing passion for investor education, which has led me to teach numerous seminars on stock selection and analysis, and to write two books: Screening The Market and The Value Connection. I look forward to my new incarnation on Seeking Alpha. I hope you enjoy what I offer. But if you don’t, feel free to tell me why in the comment sections. I’m a big boy. I can handle criticism. (But please don’t call me ‘stupid’. That’s my wife’s job!)