People with disabilities who receive Social Security and Supplemental Security Income benefits can expect more money next year.

The Social Security Administration said Thursday that monthly payments will increase 2.5% in 2025.

The change is due to an annual automatic cost-of-living adjustment, or COLA, which is tied to inflation.

With the increase, SSI will pay a maximum federal benefit of $967 per month to individuals, up from $943 this year. Couples will top out at $1,450 per month, down from $1,415.

Actual payments may be higher because some states contribute extra.

“Social benefits and SSI payments will increase in 2025, helping tens of millions of people keep up with spending even as inflation begins to cool,” said Social Security Commissioner Martin O’Malley.

The nearly 7.5 million Americans who receive SSI payments, including many with disabilities, will see the new payment amounts take effect December 31, followed by Social Security benefits in January.

The agency has indicated that it will notify beneficiaries by mail of their new benefit amounts in early December. The information will also be available online to individuals with an account on the Social Security website.

The notices will use a new, simplified format that contains plain language and provides exact dates and dollar amounts, as well as details about any withholdings, all presented on one page, the Social Security Administration said.

Over the past decade, COLA has averaged 2.6%, but over the past three years benefit growth has been much more significant – 3.2% this year, 8.7% in 2023 and 5.9% in 2022 – according to the agency.

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